Your BC mortgage, explained straight by the one person handling it.
I'm Matt, a licensed BC mortgage broker. Buying, renewing, refinancing, consolidating debt or self-employed, I compare options from different lenders and walk you through them by phone or video.
BRX Mortgage Inc. is paid by the lender if a loan funds, and the amount is disclosed to you in writing before you decide.
What I help with
Tell me what you're working on and I'll show you which options are worth comparing.
Buying a home
Know your price range, your closing costs and what to line up before you make an offer.
Learn moreRenewing or refinancing
Before you sign your renewal, see what else is out there. Your lender's letter is one offer, not the whole market.
Learn moreDebt consolidation
If credit cards and loans are eating your month, I show you whether rolling them into your mortgage makes sense, and what it costs over time.
Learn moreSelf-employed mortgages
Your tax return and your real income can tell different stories. I look for lenders whose rules fit how you earn, and I tell you straight if a file needs more work first.
Learn moreRental and investment properties
Buying or refinancing a rental, adding a suite, or pulling equity from a property you own. I compare how lenders treat rental income.
Learn moreReverse mortgages, 55+
For homeowners 55 and older who want to use home equity without monthly mortgage payments. Interest adds up over time and reduces the equity left in your home, so I walk you through the full costs and the alternatives first.
Learn moreNot sure where you fit?
Tell me what is going on and I'll tell you which options are worth a look. One call, no pressure.
How it works
A short call, a clear comparison, then your decision.
Run your numbers with the mortgage tools.
Tell me your situation
A short phone or video call. Tell me what you're buying, renewing or refinancing, and what matters most to you.
Compare the options
I look at products from different lenders and show you the tradeoffs in plain language: payments, penalties and flexibility.
Decide with the numbers
If you move ahead, I handle the application and the paperwork. My compensation is disclosed to you in writing before you decide.
What clients say
Based on reviews
“Working with Matt on we provided him, I believe was the most complicated mortgage we have ever done, multiple brokers told us it was not possible for a multitude of reasons. Matt conducted extensive diligence and through his experience and professional connections he methodically worked through a very extensive list required. After many ‘not possibles’ from others he took the care and time to understand the picture, what was trying to be achieved and worked both with us and the lender to provide an amazing solution which led to us purchasing our dream lake front home. We can’t thank him enough and would highly recommend (and we do often) anyone looking to get a mortgage, refinance and needs someone who doesn’t give up at the first hurdle, cares about his clients the. You NEED to work with Matt!”
“I cannot put into words how much we appreciate working with Matt. We were told my multiple mortgage brokers we weren’t able to get the house we wanted and Matt made it happen. I am also horrible at uploading paper work and he was patient and made it dummy proof and seamless. Buying houses are so stressful but Matt made it happen and we could not be more grateful, I would highly recommend!”
“Working with Matt to secure my first home was a great decision. Matt’s wealth of knowledge as a mortgage broker and with his personal background in real estate, has made him my number one resource through the whole process.
Matt secured me a mortgage plus improvements, mortgage, which means the bank funded my renovation. With Matt’s background in real estate he was able to guide me away from some expenses mistakes and ensure I got the best value out of the process.
Additionally, the rate Matt was able to get me beat my bank by 1.25% reducing my monthly payments by over $100.”
“Matt did his due diligence to find us the best most flexible variable rate possible. With interest rates changing rapidly up and down the last few years he has always been available for questions regarding our mortgage and what options we have to take advantage of lowering rates.”
“Exceptional service -Highly recommend Matt as he went up and beyond to help us with our purchase. Could not of done it without his expertise and knowledge.”
A BC mortgage broker you deal with directly
When you call, you talk to me, not a call centre. I'm licensed in British Columbia and I compare what banks, credit unions and other lenders offer for your situation, not just what one bank puts in front of you. Every conversation is by phone or video, wherever you are in the province, so there's no office to visit and no office hours to work around.
Outside of mortgages, I've owned rentals, motels and short-term rentals, so I understand the numbers from the owner's side as well as the lender's.
Book a callHow do you get paid?
BRX Mortgage Inc. is paid by the lender if a loan funds, and the amount is disclosed to you in writing before you decide.
Can you help if my income is not standard?
It depends on your file. The first call tells me where you stand.
What if I'm not ready to buy or renew yet?
Talk to me anyway. I'll tell you what to work on and when it makes sense to apply.
Do I need to come to an office?
No. Every conversation is by phone or video, wherever you are.
What do I need for the first call?
Just a rough idea of what you're working on. If you move forward, I'll tell you exactly which documents matter.
Which properties do you work on?
I'm licensed in British Columbia, so I help with properties in BC.
Will you check my credit?
I ask for your permission before checking your credit.
Do you only work in one part of BC?
No. I'm licensed in British Columbia and work with clients across the province, from Vancouver Island to the Interior and the North.
Is it better to use a mortgage broker or go straight to my bank?
A bank can only offer its own products. A broker can compare several lenders. BRX Mortgage Inc. is paid by the lender if a loan funds, and the amount is disclosed to you in writing before you decide.
Where I help
Licensed across British Columbia, by phone or video. Local market numbers are on each city page.
Tell me what you're working on.
Send a few details and I'll follow up. Would you rather talk now? Pick a time that suits you.