Get the Mortgage You Deserve as a Self-Employed Business Owner in British Columbia

Securing a self-employed mortgage in British Columbia (BC) can be challenging, but it’s far from impossible. With over 16 years of experience as both a business owner and a mortgage broker, I understand the unique hurdles you face as an entrepreneur, real estate investor, or small business owner. Whether you're applying for a mortgage to purchase a home, refinance, or grow your business, I can help you navigate the process with ease.

Why Is It Harder to Get a Mortgage as a Self-Employed Individual?

For self-employed individuals in BC, the mortgage application process is different. Unlike employees with consistent paychecks, business owners must prove their income through financial documentation, which can sometimes feel like a never-ending maze.

The process can be more complex and involve more steps, but with the right guidance, you can still secure the financing you need.

Tip: It’s often harder for business owners to get approved for mortgages than it is for their employees. As someone who has been there, I know the ins and outs of the mortgage process for self-employed individuals and am here to ensure you get the best terms possible.

My Journey: Overcoming the Challenges of Self-Employed Mortgages

As a self-employed mortgage broker and business owner, I’ve been in your shoes. Over the last 16 years, I’ve navigated various ventures—from consulting and retail businesses to real estate investment. I’ve faced the same challenges in securing mortgages as you might be facing now, and I understand how frustrating it can be to hit a wall when applying for a mortgage.

There were times I struggled because I didn’t have an experienced guide to help me anticipate roadblocks, but I’ve learned valuable lessons along the way. Now, I use that experience to help self-employed clients in BC avoid the same pitfalls and secure the best mortgage options available.

What You Need to Know:

Mortgage Requirements for Self-Employed Individuals in BC

Preparation is Crucial

As a self-employed business owner, being prepared is more important than ever. Lenders need to see documentation such as tax returns, financial statements, and bank statements. The better organized you are, the better your chances of approval.

Consistency Matters

Lenders want to see a stable income over time. As a self-employed person, it’s essential to show that your business is financially stable and growing. This can include proof of long-term contracts or steady business revenue.

Work with an Expert

Experience matters—and not just any experience. It’s vital to work with someone who understands the challenges faced by self-employed individuals in BC. I’ve made it my mission to provide tailored mortgage solutions for business owners and investors like you.

The Right Strategy for Success

Self-employed individuals need to think strategically when applying for a mortgage. I’ll work with you to ensure that your financial documents are in order and that your mortgage application stands out. With the right strategy, the mortgage process doesn’t have to be stressful.

Benefits of Working with an Experienced Mortgage Broker for Self-Employed Mortgages

Unlike other brokers, I understand the unique needs of self-employed business owners in BC. With my expertise, I can guide you through the complexities of the self-employed mortgage process and help you secure the financing you need for your next home, business, or investment property.

HERE'S HOW I CAN HELP:

• Review Your Financials: I’ll connect with your bookkeeper and accountant to get financial documents, and other paperwork to make your application process as smooth as possible.

• Find the Best products: I’ll shop around to find you the best mortgage product, ensuring that you get competitive terms.

• Expert Advice and Support: From tax returns to navigating lender requirements, I’ll provide ongoing support and advice throughout the entire process.

Ready to Get Started?

Don’t let the complexities of a self-employed mortgage stand in your way. Let me help you navigate the mortgage process with confidence,

so you can focus on what matters most—growing your business or investing in real estate.

Contact Matt Blake Mortgages today for expert mortgage advice tailored to self-employed individuals in BC.

BOOK NOW!

APPLY NOW!

Matthew Blake | Mortgage Broker

[email protected]

(778) 653-4445

Assistance Hours

Mon – Fri 9:00am – 8:00pm

Saturday/Sunday – CLOSED