Mortgage broker serving Victoria and Greater Victoria: lender options by phone or video
I'm Matt, a licensed BC mortgage broker. I help people in Victoria and across Greater Victoria buy, renew and refinance by phone or video. Whether you're looking at a strata condo or a single-family home, I compare lenders and show you how each one would look at your file.
Victoria market snapshot (September 2026)
There were 463 sales, down 16.4% from September 2025, and 3,811 active listings, up 3.2%. The single-family benchmark price was $1,280,100 (down 2%) and the condo benchmark was $547,800 (up 1%).
Listings are up and sales are down, so buyers have more choice than last year.
Source: Victoria Real Estate Board release, October 1, 2026. Measure: MLS Home Price Index benchmark. Statistics are for general information, change monthly and are not a prediction or advice. Call to discuss your situation.
What lenders look at in Victoria
- Strata condos and townhomes: lenders look at the strata documents, fees and the building itself.
- Older homes: some lenders ask for more documents or an appraisal.
- Homes with a suite: lender rules differ on how suite income counts.
- Self-employed borrowers: see self-employed mortgages.
Next steps
- Buying a home: know your price range in Victoria before you make an offer.
- Renewing or refinancing: compare your renewal letter against other lenders.
- Debt consolidation: see what rolling debt into your mortgage would cost over time.
- Self-employed mortgages: find lenders whose income rules fit how you earn.
- Reverse mortgages, 55+: for homeowners 55+, the costs and alternatives first.
Or start at the home page, then book a call.
Do you help with strata condos in Victoria?
Yes. I check how each lender treats the strata documents, fees and building before you make an offer.
Do I need to meet you in Victoria?
No. Every conversation is by phone or video.
How do I get started?
Book a short call, or send your details below and I will follow up.
Tell me what you're working on.
Send a few details and I'll follow up. Would you rather talk now? Pick a time that suits you.